Industry experts who have taught in the MAFI program or supervised Capstones.
Ms. Abramowski is an Advisor & Consultant in the financial crimes risk management industry, providing strategic analysis and overall assessment of program development. She served as the Managing Director, Head of Financial Crimes Risk Management at The Bancorp building on over 21 years of comprehensive achievements in public and private sector with special focus in Compliance/Risk Management and law enforcement industries. She has key subject matter expertise spanning anti-money laundering (AML), fraud, sanctions, anti-corruption, regulation, and compliance. Prior to joining The Bancorp, from 2006 – 2014 Ms. Abramowski held senior level roles at wall street firms in NYC. Before that from 1996 – 2006 she spent her career in public service in investigative and intelligence capacity with municipal, state and federal agencies ending with the Federal Bureau of Investigation. She holds an MBA in Management from Adelphi University Robert B. Willumstad School of Business; an MA in Government and Politics and BA in Public Administration from St. John’s University. Ms. Abramowski serves as Academic Director/Adjunct Faculty and is the Chair of the Advisory Board’s Executive Committee for Case Western Reserve University – School of Law’s Financial Integrity Institute. She also serves on Women’s Board for City Year New York, an education focused nonprofit that partners with public schools in high-poverty communities. She is also an Executive Council Member with Ellevate Network a global professional women’s network and a member of Financial Women’s Association a professional organization focused on enhancing the role of women in finance, as well as fostering the development of young female leaders.
Ms. Angotti is a Managing Director in the Global Investigations & Compliance practice. A widely recognized anti-money laundering (AML) expert, she has trained and advised the financial services industry as well as other regulators and government officials worldwide on AML and combating the financing of terrorism (CFT) compliance. Ms. Angotti has an extensive background as an enforcement attorney conducting investigations and litigating a variety of enforcement actions. Ms.Angotti has counselled her clients, large global financial institutions as well as regional institutions, in a variety of projects, including gap analyses, compliance program reviews, risk assessments, remediation efforts, and transaction reviews.Recently, Alma held interim senior AML compliance leadership positions at several global and regional financial institutions providing day - to - day management of their compliance programs and assisting them with implementing enhancements, often in the context of a regulatory or criminal enforcement action. With over 25 years of regulatory practice, Ms. Angotti has held senior enforcement positions at the SEC, Treasury’s Financial Crimes Enforcement Network(FinCEN) and FINRA(Financial Industry Regulatory Authority).
Ms. Angotti is a Managing Director in the Global Investigations & Compliance practice. A widely recognized anti-money laundering (AML) expert, she has trained and advised the financial services industry as well as other regulators and government officials worldwide on AML and combating the financing of terrorism (CFT) compliance. Ms. Angotti has an extensive background as an enforcement attorney conducting investigations and litigating a variety of enforcement actions. Ms. Angotti has counselled her clients, large global financial institutions as well as regional institutions, in a variety of projects, including gap analyses, compliance program reviews, risk assessments, remediation efforts, and transaction reviews.
Recently, Alma held interim senior AML compliance leadership positions at several global and regional financial institutions providing day-to-day management of their compliance programs and assisting them with implementing enhancements, often in the context of a regulatory or criminal enforcement action. With over 25 years of regulatory practice, Ms. Angotti has held senior enforcement positions at the SEC, Treasury’s Financial Crimes Enforcement Network (FinCEN) and FINRA (Financial Industry Regulatory Authority).
Dr. Balani is currently Global Head of Strategic Affairs for Accuity, responsible for driving innovative partnerships and thought leadership in the financial services industry. In his prior role as Head of Innovation, he helped pioneer new AML sanction screening solutions related to Trade Finance compliance. He was previously Managing Director with oversight for Accuity’s Compliance Group that includes Product Management and Professional Services related to all Compliance and Risk solutions. Accuity is a global provider of payments and compliance solutions with clients in the Financial Services and Corporate sectors, including banks, money services businesses, insurance, shipping and manufacturing firms.
Prior to joining Accuity, Dr. Balani was managing consulting practices with some of the largest professional services organizations in the world, including Accenture and IBM. Dr. Balani’s previous role was at Pegasystems as their Consulting Director in their Financial Services practice. At IBM he was their Director of Client Services in the Software Group where he successfully managed Lotus' delivery capability in Web application development consulting engagements for financial institutions. He was also a Consulting Manager at Andersen Consulting, now Accenture. Mr. Balani’s career began with PriceWaterhouse Coopers in their Advisory Consulting practice.
Mr. Balani holds a Doctorate in Business Administration from the University of Wisconsin-Whitewater, an M.B.A. from Northern Illinois University and B.S. in Economics, International Trade and Development from the London School of Economics. He teaches graduate-level classes in International Economics, Strategy and Global Business. Dr. Balani is a noted expert in the financial services industry and is quoted in major publications including the Wall Street Journal & Bloomberg. He regularly speaks at various conferences on topics related to Compliance and Payments Efficiency across multiple industry sectors.
Professor Benza received his Bachelor of Arts (1986) and law degree (1992) from Case Western Reserve University. He also received a Master of Arts degree in Clinical Psychology (1988) from Pepperdine University. He was the 1992 Biskind Fellow from CWRU School of Law and spent a year working for the Legal Resources Centre, a civil and human rights law firm in South Africa. Upon returning to the States, he spent four years in the Capital Defense Unit at the Office of the Ohio Public Defender. He was assistant counsel at the Cleveland Bar Association working with the Certified Grievance Committee as well as other committees. Professor Benza teaches Criminal Law, Criminal Procedure I, Death Penalty Issues, the Death Penalty Lab, Federal Prisoner Rights, International Perspectives on the Death Penalty, as well as coaching the International Criminal Court moot court team and he previously coached the Mock Trial team. The Student Bar Association selected Professor Benza as the Professor of the Year in 2007, 2008, 2009, 2010, 2011, 2013 and 2014. In 2009 Professor Benza was elected as an alumni member to the Society of Benchers.
Professor Benza continues to represent death row inmates in state courts and federal habeas proceedings. He has litigated capital cases in state trial courts, state appellate and post-conviction courts, and federal courts including arguing Smith v.Spisak, 130 S.Ct. 676(2010), before the Supreme Court of the United States.
Mr. Delston is a Washington, DC - based attorney, expert witness, Certified Anti - Money Laundering Specialist (CAMS), and former banking regulator(FDIC) who has specialized in Bank Secrecy Act and AML / CFT issues for over 15 years.He has been a consultant to the IMF and World Bank on AML / CFT and banking issues for 18 years and has participated in the AML / CFT assessments of nine offshore financial centers.Representative engagements include participating in two major compliance projects involving international banking, AML / KYC, and sanctions, including OFAC; five annual independent AML audits of a publically - held MSB; and acting as an expert witness and / or litigation consultant on BSA/ AML compliance in eight civil cases in Federal and state courts, including a civil forfeiture case as an expert for the U.S.Attorney’s Office(SDNY).Delston is co - author of two law review articles on trade - based money laundering and has been quoted in numerous publications, including the Wall Street Journal, American Banker, Hindu Business Line(India), and the Nikkei(Japan).Previously, he was a Consulting Counsel, IMF, specializing in AML / CFT issues; Of Counsel, Jones Day; Assistant General Counsel, Assisted Acquisitions, FDIC; and Counsel, US Export - Import Bank.
Mr. DeLuca is Senior Vice President and Director of Compliance Controls at U.S. Bank. Prior to joining U.S. Bank, he led the AML investigations department of a large global bank where he and his team pioneered the use of issue-based typology driven investigations. DeLuca has over 30 years of financial services investigations management experience and has conducted and managed numerous high profile/sensitive anti-money laundering/counter terrorist financing investigations. He has partnered with all levels of law enforcement to develop leading edge investigative strategies, and has been recognized by the highest levels of government for his leadership and expertise in leveraging an issue-based investigation approach to identifying data characteristics that are potentially indicative of human trafficking. Recently DeLuca was invited to present at the White House Forum to Combat Human Trafficking with a panel of colleagues from law enforcement and the technology industry. DeLuca regularly advises industry, government, and law enforcement agencies on typology development and data interrogation techniques to be more proactive and productive in detecting illicit financial activity.
Sue Eckert is a consultant to the World Bank and manages its Stakeholder Dialogue on Derisking, an initiative to address financial exclusion of nonprofit organizations based on previous research for the 2017 report, Financial Access for U.S. Nonprofits. She is also adjunct senior fellow at the Center for a New American Security, a Washington, DC think-tank where she focuses on issues at the intersection of economics and international security - sanctions, AML/CFT policies, and proliferation financing; adjunct professor of law at Case Western Reserve Law School, teaching in the first master’s degree program in financial integrity; and visiting senior researcher at Kings College London.
She was appointed by President Clinton and confirmed by the US Senate as Assistant Secretary of Commerce for Export Administration responsible for dual-use export control and sanctions policies. Previously, she was a member of the professional staff of the U.S. House of Representative's Committee on Foreign Affairs, where she oversaw national security/ nonproliferation, and international economic issues.
From 1998-2016, Ms. Eckert was Senior Fellow at Brown University’s Watson Institute for
International and Public Affairs, directing projects on UN targeted sanctions and terrorist financing. She co-led the Targeted Sanctions Consortium, an international research initiative of more than 50 scholars and practitioners examining the impacts and effectiveness of United Nations targeted sanctions, resulting in the creation of two new databases, a new online tool (SanctionsApp) and the book, Targeted Sanctions: The Impacts and Effectiveness of UN Action.
She has worked extensively with governments and international bodies to enhance instruments of collective security, having co-authored The Compendium of the High Level Review of UN Sanctions, Targeted Financial Sanctions: A Manual for Design and Implementation, and the series of “Watson Reports” addressing due process concerns in sanctions designations, and organized workshops, simulations, and training for the Security Council and Member States.
Mr. Gabinet is Executive Vice President and General Counsel at OppenheimerFunds. one of the oldest and largest independent investment management firms in the country. He oversees the firm’s Legal, Compliance, and Internal Audit functions, providing legal, regulatory, compliance, and control testing to all OppenheimerFunds business units. Prior to joining OppenheimerFunds, Gabinet was a principal in Vanguard’s legal department, where he was responsible for legal teams covering investment management; brokerage, distribution, transfer agency and advice; litigation, shareholder services, and data security; and tax and international matters. Previously he was head of the Philadelphia office of the Securities and Exchange Commission, responsible for the SEC’s enforcement and regulatory examination programs in Pennsylvania, Maryland, Delaware, Virginia, West Virginia, and the District of Columbia. He was a litigation partner at Dechert, LLP, and began his career at Wilkie Farr & Gallagher.
Jennifer Gachiri, a Harvard Law School graduate, served for four years as a federal prosecutor in the Criminal Division of the United States Attorney’s Office for the Southern District of New York. In that role, she investigated and prosecuted numerous white collar felony matters involving international money laundering, Bank Secrecy Act and sanctions violations, tax evasion, cybercrime, wire fraud, and public corruption. Outside of court, she prepared and delivered presentations to foreign legal dignitaries regarding, among other things, the Sentencing Guidelines and advanced investigative techniques. She also participated in pioneering initiatives, including serving as a founding member of the Office’s Diversity Advisory Board, and referring young, non-violent defendants to a pilot diversionary program providing counseling, treatment, and access to employment as an alternative to incarceration.
Previously, Professor Gachiri worked as a senior associate at Paul, Weiss, Rifkind, Wharton and Garrison LLP, where she assisted trial counsel for a Fortune 50 client in an $150M FINRA arbitration involving disputed securities claims. She maintained an active pro bono practice at the firm. For example, she obtained a Botswanan refugee’s release from immigration detention; represented indigent criminal defendants in motions and plea hearings; and managed an internal investigation of child abuse on behalf of a national affiliate of the U.S. Olympic Committee. Prior to Paul, Weiss, Professor Gachiri clerked for the Honorable Richard W. Roberts of the United States District Court for the District of Columbia, and for the Honorable Damon J. Keith of the United States Court of Appeals for the Sixth Circuit.
Today, she serves as a Visiting Faculty Member at Harvard Law School, a Board Member of EDSnaps and FedKids, and Secretary of the Civil Rights Committee of the Metropolitan Black Bar Association. Her recent speaking engagements include “Seeking Justice” at the Cooper Hewitt Museum; “Self Love” at MM.LaFleur; “A Tribute to Lila Fenwick” at the Pierre Hotel; and jury addresses in the “Case of the Missing Cookie,” presented to a class of second graders in a federal courtroom.
Ms. Gacki is Acting Deputy Director, Office of Foreign Assets Control, U.S. Department of the Treasury. Previously, Andrea served as OFAC’s Assistant Director for Licensing from 2010 to 2014. Andrea first joined OFAC in March 2008 as the Senior Sanctions Advisor for Program Policy & Implementation. Prior to joining OFAC, Andrea was a trial attorney in the Federal Programs Branch of the Civil Division of the U.S. Department of Justice, where she represented OFAC by, among other things, defending against designation challenges brought by the Al-Haramain Islamic Foundation and the Islamic American Relief Agency, and where she served as a senior member of the Justice Department’s Terrorist Designation Team. Before joining the Justice Department, Andrea was an associate at the law firm of Hogan & Hartson LLP (now Hogan Lovells LLP), and she clerked for the Honorable Avern Cohn on the U.S. District Court for the Eastern District of Michigan. She is a graduate of the University of Michigan Law School and the University of Michigan-Ann Arbor.
Ms. Goepp is Senior Policy Counsel, Asset Forfeiture and Money Laundering, Criminal Division, U.S. Department of Justice. Since 2005, Ms. Goepp has been first policy counsel and then senior policy counsel there. She has extensive experience with asset forfeiture laws on a national level in their development, their structure, and how they have been applied, as well as how the program administration works and the policy implications both domestically and internationally. She has given presentations and training on forfeiture topics for a broad range of audiences. As a member of the policy unit, she has provided direct support to Criminal Division sections on numerous money laundering topics. She continues regularly to teach a section on the criminalization of money laundering and how the Bank Secrecy Act reporting requirements fit into that structure, as well as one on emerging payment methods and how they relate money laundering. She was was responsible for developing, clearing, and providing support to educate members of Congress on the Administration’s legislative package on amendments for forfeiture and money laundering statutes, as part of the Administration’s Strategy to Address Transnational Organized Crime issued in July 2011.
Richard Gordon teaches courses on financial integrity, banking regulation, and international taxation. Prior to coming to Case Western Reserve, Gordon practiced international tax law in Washington, DC, and later taught courses in tax and corporate governance at the Harvard Law School, where he also served as deputy director of the International Tax Program. After leaving Harvard, Gordon joined the staff of the International Monetary Fund (IMF) where he was senior counsel and senior financial sector expert, and where he worked on sovereign debt restructuring and financial integrity matters.
Following the attacks of September 11, 2001, Gordon served on the select IMF Task Force on Terrorism Finance and co - led the IMF and World Bank’s involvement in anti - money laundering and terrorism financing. He was the principal draftsperson of the preventive measures section of the first compliance assessment methodology for the Financial Action Task Force 40 Recommendations.He has participated in a number of FATF 40 compliance assessments in the Caribbean, Africa, Asia and Southeast Asia, and has published numerous scholarly articles, book chapters and research studies on anti - money laundering and terrorism as well as scholarly articles and book chapters on taxation.
In the United States, Alek El Kamhawy is a criminal defense attorney, representing clients in both federal and state courts, where he specializes in complex litigations including terrorism, terrorism financing, and related matters. He is also Honorary Professor of Law and Director of the American Common Law Center at the Law Faculty, Taras Shevchenko National University in Kyiv, Ukraine, where he teaches courses in the prevention of public corruption, money laundering, and terrorism financing. He is fluent in English, Arabic, and Russian, and has a master’s degree from Ohio State University and a J.D. from the Cleveland Marshall College of Law.
Mr. Lormel retired from the Federal Bureau of Investigation (FBI) following over 30 years of government service, for almost 28 years of which he as a Special Agent in the FBI. In December 2000, Mr. Lormel was promoted to Chief of the FBI’s Financial Crimes Program. Immediately following the terrorist attacks of September 2001, Mr. Lormel formulated, established and directed the FBI’s comprehensive terrorist financing initiative. He developed and implemented a variety of proactive and progressive investigative methodologies. These efforts evolved into the formation of a formal Section within the Counterterrorism Division of the FBI, known as The Terrorist Financing Operations Section. Mr. Lormel has received numerous commendations and awards to include the Department of Justice, Criminal Division’s Award for Investigative Initiative and the Central Intelligence Agency’s George H. W. Bush Award for Excellence in Counterterrorism. Over the last ten years Mr. Lormel has provided risk advisory consulting services. He is the founder and President of DML Associates, LLC, a full service investigative consultancy. Mr. Lormel provides consulting services and training related to terrorist financing, money laundering, fraud, financial crimes, suspicious activity and due diligence. He also offers financial intelligence services through case studies and trend analysis. Mr. Lormel was presented with the 2010 Association of Anti-Money Laundering Specialists Volunteer of the Year Award.
Ms. Macro is the BSA/AML Risk Coordinator at the Federal Reserve Bank of San Francisco. In this role, she identifies and monitors emerging BSA/AML and OFAC risks and supervisory issues, provides guidance and consultative services to supervisory staff, and works with counterparts throughout the Federal Reserve System to develop and deploy regulatory guidance. Previously, Macro was a risk examiner in various areas within the Financial Institution Supervision Group at the Federal Reserve Bank of New York. She led BSA/AML examinations of community, regional, and foreign banking organizations, and served as a Senior Examiner in the Counterparty Credit Risk area, where she analyzed and monitored exposure data of large financial institutions. Macro also worked for several years on the Comprehensive Capital Analysis and Review (CCAR). She is a graduate of Brown University.
Ms. Maddox, (CRCM, CRMA, CAMS, CPA) is Vice President - Senior Mortgage/Retail Credit Lending Compliance & Risk Manager at Fulton Bank, N.A. Previously, she was Vice President, ERM Risk Assessment Manager at Key Bank, where she led the oversight, management, and administration of ERM risk assessments/risk profiles and dashboard production for the corporation. Earlier she was Vice President and Regulatory Compliance Manager, where she was responsible for program and process management within the Key National Bank Major Lines of Business (KNB). Her responsibilities include managing the planning, development, implementation, training, monitoring, reporting, and tracking of compliance procedures and processes related to Bank Secrecy Act / Anti-Money Laundering (BSA/AML), Office of Foreign Assets Control (OFAC), High Risk Issues/Processes, Risk Assessment, Risk Review Open Issues, Key National Bank Enterprise Compliance, and other regulatory, audit and/or security related requirements. She has an MBA from the University of Chicago School of Business.
Mr. McDonell is Executive Secretary of the Association of Certified Anti-Money Laundering Specialists and a member of the ACAMS Advisory Board. He recently stepped down as Executive Secretary of the Financial Action Task Force, a post he held since 2007. Previously he served as Chief of the UN Global Programme against Money Laundering; founding Executive Secretary of the Asia Pacific Group on Money Laundering; National Coordinator, Legal Advisor, and Public Prosecutor at the Australian National Crime Authority; and Special Prosecutor for the Costigan Royal Commission of Government of Australia, which investigated organized crime in Australia.
Joseph (Jody) Myers is Vice President of BSA/AML Risk Assessment at Western Union, where he leads the company’s global AML risk office. Previously, he was assistant general counsel and head of the Financial Integrity Group in the Legal Department of the International Monetary Fund, overseeing assessments and technical assistance, providing specialized support to IMF surveillance and program lending missions, and representing the organization at the Financial Action Task Force and the G-20 Anti-Corruption Working Group. Prior to joining the Fund in 2005, he worked on financial crime, corruption and terrorism issues as a director at the National Security Council at the White House, as a senior advisor to the Under Secretary of the Department of the Treasury, as assistant director and deputy chief counsel of the Financial Crimes Enforcement Network (FinCEN), and in private law practice. Mr. Myers is a graduate of Yale College and Vanderbilt University Law School.
Ms. Nadeau is Senior Chief Financial Crimes-International, for Finance Canada. Ms. Nadeau has lead the Canadian delegation to the Financial Action Task Force (FATF) and to its regional bodies in the Caribbean, South America and the Asia Pacific region, including the coordination of up to twelve departments and agencies. In particular, she led the review of the 2012 international standards for anti-money laundering and countering the financing of terrorism and proliferation as well as the development of the new assessment methodology; lead the on-going assessment of FATF countries and high-risk countries’ compliance against the FATF standards; lead the on-going policy development. Support Canada at the G7/8, G20, the United Nations and the Organization of American States with respect to financial crimes and financial integrity.
Rick Small is Executive Vice President and Director of the Financial Crimes Program at BB&T Corporation responsible for all aspects of BB&T’s anti-money laundering and sanctions (OFAC) related programs. Rick has been designated by BB&T’s Board of Directors as BB&T’s Bank Secrecy Act (BSA) Officer.
Rick has over 35 years of relevant experience working in both the public and private sectors. Rick’s private sector experience includes: Ernst & Young LLP, Senior Advisor, Anti-Money Laundering and Financial Crimes, Financial Services Office; American Express, Senior Vice President, responsible for Enterprise Wide Anti-Money Laundering, Anti-Corruption and International Regulatory Compliance; General Electric(GE Money), Global Anti-Money Laundering Leader; Citigroup, Managing Director responsible for Global Anti-Money Laundering.
Rick's public sector experience includes: Board of Governors of the Federal Reserve System, Deputy Associate Director and Assistant Director; Division of Banking Supervision and Regulation responsible for enforcement and special investigations functions of Federal Reserve, including all Bank Secrecy Act and money laundering matters, as well as responsibility for conducting investigations of complex financial transactions, suspicious activities and related enforcement actions; United States Department of the Treasury, Senior Counsel for Law Enforcement; United States Department of Justice - Federal Prosecutor with the Organized Crime Strike Force and the Antitrust Division.
Rick is currently Chairman of the Advisory Board of ACAMS (Association of Certified Anti-Money Laundering Specialists.
Mr. Stipano is a partner with Buckley Sandler, LLP, where he advises banks on regulatory issues including BSA/AML. Mr. Stipano was the deputy chief counsel for the Office of the Comptroller of the Currency. He served as Acting Chief Counsel from October 2004 to August 2005, and from October through December 2012. As deputy chief counsel, Mr. Stipano supervises the OCC’s Enforcement and Compliance, Litigation, Community and Consumer Law, and Administrative and Internal Law Divisions. He also supervises the OCC district counsel staffs in the OCC’s Southern and Western Districts. From 1995 to 2000, Mr. Stipano served as the director of the OCC’s Enforcement and Compliance Division. In this position, he headed the division that was responsible for taking administrative enforcement actions against national banks and their institution-affiliated parties. From 1989 to 1995, Mr. Stipano was an assistant director in the Enforcement and Compliance Division, after joining the OCC in 1985 as a staff attorney in the division. A member of the Virginia State Bar and the American Bar Association, Mr. Stipano also represents the OCC on the Treasury Department’s Bank Secrecy Act Advisory Group and the National Interagency Bank Fraud Working Group. Mr. Stipano received his JD degree from the Marshall-Wythe School of Law, College of William and Mary in 1983. He also received a BA degree, summa cum laude, from Union College, in 1980, where he earned Departmental Honors in Political Science and was elected Phi Beta Kappa.
Mr. Stephenson is Executive Secretary of the Egmont Group of Financial Intelligence Units. Before joining the Egmont Group, he was a Senior Financial Sector Specialist with the Financial Market Integrity Unit at the World Bank. Prior to joining the World Bank, he was Anti-Corruption advisor for the United National Integrated Mission in Timor-Leste. He also served as the Director of the Financial Intelligence Centre for the United Nations Interim Administration Mission in Kosovo combating money laundering and terrorism financing. He has also worked as a Deputy Attaché for the Department of Homeland Security and a Special Agent at the Department of Treasury. He holds a MS in Criminal Justice from the University of Tennessee.
Mr. Vivenzio is the Senior Counsel for BSA/AML for the Office of the Comptroller of the Currency (OCC) in Washington D.C. In this position, Mr. Vivenzio serves in the Chief Counsel’s Office and reports directly to the Deputy Chief Counsel. His areas of practice mainly involve Bank Secrecy Act/Anti-Money Laundering (BSA/AML) compliance policy and enforcement matters, and operational and fraud risks involving payment systems. Mr. Vivenzio is a member of the Interagency Cybercrime Working Group, the Interagency Payments Fraud Working Group, various Bank Secrecy Act Advisory Group (BSAAG) Subcommittees, and the FS-ISAC Payments Fraud Working Group. Mr. Vivenzio previously served as the OCC’s Special Assistant to the Deputy Chief Counsels and as the Acting Senior Advisor to the Senior Deputy Comptroller for Bank Supervision Operations. From 1991 to 2000, Mr. Vivenzio served as a Senior Attorney in the OCC’s Northeastern District Office in New York City where he worked on various bank advisory, licensing and BSA/AML enforcement matters. Mr. Vivenzio began his career as an associate with the law firm White & Case in New York City. He received his J.D. degree from the Fordham University School of Law and worked as a senior auditor with Coopers & Lybrand while attending law school in the evening. He received a B.S. degree from the Fordham University College of Business Administration and was a member of the Beta Alpha Psi accounting honor society. Mr. Vivenzio is a member of the New York Bar, the New Jersey Bar and the New York State Bar Association.