2014 Benelect Guide - Vision

The purpose of this guide (print pdf version) is to provide you with an overview of Benelect the flexible benefits program at CWRU. This is not intended to be a comprehensive description of the benefit plans. Details of individual benefit plans are provided in legal plan documents and contracts that govern the operation of the program. Specific coverage information is contained in the individual summary plan descriptions available from the medical insurance carrier or Benefits Administration. Employees are responsible for selecting and using their benefits prudently and in the most cost-effective manner.

VISION COVERAGE

Eyecare benefits provide you and your family with access to quality vision care. Through Benelect, you have two plans from which to choose. Vision enrollment is open only in even-numbered years and is a two-year election. In other words, your coverage choice remains effective from January 1, 2014, through December 31, 2015. However, depending on a qualifying change of event, you may increase or decrease coverage or opt into one of the plans at any time if your spouse (equivalent) loses employer-provided vision. And, of course, new hires in odd-numbered years may elect vision coverage at their time of orientation.

VSP

For half a century, VSP has been the leader in eyecare wellness benefits. VSP has a proud tradition of providing quality eyecare coverage to employees. Use your vision benefit with a VSP network doctor for eye care and eyewear to make sure you are seeing and looking your best. Find a VSP network doctor;. View the VSP plan.

Union Eye Care

Union Eye Care Center, Inc. offers a vision plan benefit that provides for an annual eye examination, lenses and frame or contact lenses through any Union Eye Care location. Eye examinations are available through doctors at any Union Eye Care location and University Hospitals Case Medical Center, Department of Ophthalmology at 216.844.3601 or 800.323.3601. The vison plan provides for a benefit plus discounts of 25 to 45 percent for eyeglasses and discounts of 10 to 20 percent for contact lenses through network providers.

Vision Coverage Level

As with medical and dental, you have coverage categories from which to choose:

  1. Employee
  2. Employee + Child(ren)
  3. Employee + Spouse (Equivalent)
  4. Employee + Family

Waive Vision Coverage

If you already have eyecare or do not want vision coverage, another option is "waive."