Retirement Plans

Social Security

All Case Western Reserve University employees are covered by the Federal Social Security Program, with CWRU contributing 6.2 % and each employee contributing 6.2% of their earnings from each paycheck until their earnings reach the annual social security maximum. For the year 2015, maximum social security earnings are $118,500. Additionally, CWRU and the employee both contribute 1.45 percent of their total earnings, with no maximum earnings, to Medicare.

You can retire at any time between age 62 and full retirement age as shown on the Social Security Age Reduction Chart. Life income for total permanent disability. Lump sum payment on death. Monthly income for qualified survivors. Medical benefits at age 65 or upon retirement, whichever is later

You can visit the Social Security Administration web site to request a Personal Earnings and Benefit Estimate Statement (PEBES). This is a statement of your lifetime earnings and an estimate of your benefits. You also can find additional information about Social Security and how it affects your retirement.


The Ohio Senior Health Insurance Information Program (OSHIIP), a part of the Ohio Department of Insurance, is the state's official source for free and unbiased Medicare information and counseling. Please visit and click on "Medicare Services" for details. The phone number for the OSHIIP Consumer Hotline is 800-686-1526.