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Sharona Hoffman

Law’s Sharona Hoffman on risks of unlicensed health insurance gaps

Media | September 04, 2025 | Story by: Editorial Staff

Thin Blue Line Benefits didn't pay their bills. Now, their daughter can't see her doctor.

WEWS: Sharona Hoffman, the Edgar A. Hahn Professor of Law and co-director of the Law-Medicine Center, said a Texas-based unlicensed first-responder health insurer exploited regulatory gaps by selling unlicensed insurance online, leaving retirees with massive unpaid bills. She warned not all claims will be covered, so families may still face debt, though some providers and nonprofit hospitals offer payment or assistance plans.

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