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Weatherhead's Jonathan Ernest offers advice on rental car insurance decisions

Media | January 09, 2026 | Story by: Editorial Staff

Rental car insurance basics

WalletHub: Jonathan Ernest, assistant professor of economics at Weatherhead School of Management, said rental car insurance decisions hinge on balancing cost, risk and peace of mind. Common mistakes include buying unnecessary duplicate coverage or assuming personal insurance fully applies. He recommended comparison shopping, checking credit card benefits and choosing coverage that matches how and where you’ll drive.