University-Held Student Loans

University-Held Student Loans

The following is a directory for general information about university-held student loans, as listed below.

  • Federal Perkins Loan
  • Health Professions Loan
  • Nursing Graduate Loan
  • Primary Care Loan
  • Nurse Faculty Loan Program (NFLP)
  • Case Western Reserve University Loan

If you have loan servicing questions (repayments, deferments, forbearance, cancellation entitlements, etc.), please contact Heartland Educational Computer Systems, Inc (ECSI) at 1.888.549.3274 or send your questions through ECSI's student loan system.

If you have specific program administration questions, please send your questions to studentaccounts@case.edu.

For questions on the NFLP loan application, eligibility, and awarding, please contact the School of Nursing Financial Aid Office.

For questions on the all other student loan application, eligibility, and awarding, please contact the University Financial Aid Office.

Student Loan Deferment General Information

In order to receive a deferment of repayment, the borrower must request the deferment on the proper deferment request form, immediately upon entry into eligible service or student status, along with any documentation required by Case Western Reserve University to prove that the borrower qualifies. This documentation can be submitted directly to HECSI. The student may lose deferment benefits if they fail to submit the request on time. Request deferment for loans administered through Case Western Reserve University at Heartland ECSI:

Federal Perkins Loan
Interest rate:5%
Minimum repayment amount: $40
Please refer to your promissory note for additional loan terms. 

Health Professions Loan
Interest rate:5%
Minimum repayment amount: $40
Please refer to your promissory note for additional loan terms. 

Nursing Graduate Loan
Interest rate:5%
Minimum repayment amount: $40
Please refer to your promissory note for additional loan terms. 

Primary Care Loan
Interest rate:5%
Minimum repayment amount: $40
Please refer to your promissory note for additional loan terms. 

Nurse Faculty Loan Program
Please refer to your promissory note for loan terms.

Case Western Reserve University Loan
Interest rate:5% (effective July 1, 2017)
Minimum repayment amount: $25
Please refer to your promissory note for additional loan terms. 

How to Make Student Loan Payments

Online access are available for borrowers to verify when payments have been received, update address and phone information, verify account balances, obtain loan payoff amounts, sign-up for electronic billing, and make payments.  Payment options include Electronic Funds transfer (EFT/ACH), payment date choice (only if using EFT), and credit card payments. Please note that there may be additional fees for type of payment and how the payment is scheduled. Please contact Heartland ECSI at call 1.888.549.3274 for login help or loan assistance. 

Log in to pay or access your university-held student loan at the Heartland ECSI Student Loan System. Login information is provided in monthly bills.

If mailing loan payments, please send to:

Case Western Reserve University
c/o ECSI
P.O. Box 1287
Coraopolis, PA 15108

If mailing loan correspondence including loan entitlement paperwork, please send to:

Case Western Reserve University
c/o ECSI
P.O. Box 1289
Coraopolis, PA 15108

Reporting Changes

Please note: The borrower must without exception, report any of the following:

  • withdraws from school
  • transfers to another school
  • drops below half-time status
  • changes his/her name
  • changes his/her address or parents' address

Any of these instances must be reported to Heartland ECSI through the online portal or by calling 1.888.549.3274.