CWRU Benefits Education

Health Plan Decision Tool

Check out the Health Plan Decision Tool which should make it easier for faculty and staff to compare and select among the four health insurance plans the university offers based on the TOTAL COST TO YOU of each choice. This total cost includes both your portion of the premium after the university subsidy and an estimate of the out-of-pocket cost that is your responsibility (i.e., front-end deductibles and cost sharing for services). It does not include whatever you pay individually beyond what the plans cover. Only you know that amount.