NEW - Health Plan Decision Tool
New in 2019, the Health Plan Decision Tool which should make it easier for faculty and staff to compare and select among the four health insurance plans the university offers based on the TOTAL COST TO YOU of each choice. This total cost includes both your portion of the premium after the university subsidy and an estimate of the out-of-pocket cost that is your responsibility (i.e., front-end deductibles and cost sharing for services). It does not include whatever you pay individually beyond what the plans cover. Only you know that amount.
We’ve Got You Covered
All You Need to Know About Your CWRU Health Insurance
Join us for this five session series and learn to make your best health care choices this benefits enrollment season, running November 4-30, 2019.
We will offer five CWRU sweatshirts (to literally get you covered) to a random selection of those who attend at least four of the five sessions.
Classes will be held in the Tinkham Veale University Center Senior Classroom
Thursdays at 12:30 pm
10/17 through 11/7
(The Medical Mutual class will be held on Wednesday 11/6 in the TVUC Gaming Room)
We've Got You Covered Topics
1. Health Insurance 101
Watch the Health Insurance 101 video
Learn more about all aspects of health insurance in this informative and educational session. Terminology, plan types, laws effecting benefits, and more will be discussed. Details about the university’s Pharmacy Benefits will also be covered. If you have ever had questions about how health insurance plans work, this is your opportunity to get those questions answered!
2. Understanding Open Enrollment & Making the Best Benefits Decisions For You
Watch the Understanding Open Enrollment Video!
The wide variety of options available to all benefits-eligible faculty and staff each year during Open Enrollment (Nov. 4-30 this year) can be overwhelming. Learn more about health plan prices and strategies to help you make the best choice for you in this informative session.
Taking good care of yourself is critical for maximum well-being and productivity. The university’s faculty and staff Wellness Program exists to encourage implementation of those healthy choices on a regular basis. This session will highlight the most important activities to enhance your well-being. In addition, important health care consumerism information will be shared so that you are well-prepared for each health care provider visit.
4. Medical Mutual Insurance Options
TVUC Gaming Room
(Note: This class is on a different day of the week and classroom than the others in the series)
Medical Mutual of Ohio offers PPO (SuperMed) and HMO (CLE-Care) options to benefits-eligible CWRU faculty and staff. Each plan has unique features that are important to understand as a current or new MMO health plan member. Attend this session to learn more about coverage through MMO.
5. Anthem Insurance Options
TVUC Senior Classroom
Anthem offers PPO and high deductible health plan options to benefits-eligible CWRU faculty and staff. Each plan has unique features that are important to understand as a current or new Anthem health plan member. Attend this session to learn more about coverage through Anthem.
Register for just this class.