Approximately 95 percent of the School of Dental Medicine's students receive financial aid, from a variety of sources. The Office of Financial Aid assists students in completing the application process.
Sources for financial assistance for US citizens and permanent residents differ from those available for international students.
Cost of Attendance for the 2021-2022 Academic Year:
These are estimated direct costs for the 2024-2025 academic year.
| CLASS Year ( Graduation Class) | 2028 | 2027 | 2026 | 2025 |
| D1 | D2 | D3 | D4 | |
| Tuition | $ 86,636.00 | $86,636.00 | $86,636.00 | $86,636.00 |
| Summer Clinic Fee | $3,985.00 | $3,985.00 | ||
| Course Fee | $949.00 | |||
| TMD Course fee | $139.00 | |||
| HoloLens Fee | $ 250.00 | $250.00 | ` | |
| RTA fee | $ 130.00 | $130.00 | $130.00 | $130.00 |
| Activity Fee | $ 260.00 | $260.00 | $260.00 | $260.00 |
| Graduate Student Council Fee | $ 38.00 | $28.00 | $38.00 | $38.00 |
| Exam Fee | $ 65.00 | $65.00 | $65.00 | $65.00 |
| Lab Fee | $ 610.00 | $610.00 | $610.00 | $610.00 |
| Instrument leasing fee | $ 225.00 | $225.00 | $225.00 | $225.00 |
| Preclinical Cassette Leasing Fee | $ 520.00 | $520.00 | ||
| Clinical Leasing Fee | $260.00 | $260.00 | ||
| Instrument kits. | $12,027.42 | $5,467.26 | $219.36 | |
| Clinic Computer Leasing Fee | $ 170.00 | $170.00 | $170.00 | $170.00 |
| Health Insurance* | $ 3,780.00 | $3,780.00 | $3,780.00 | $3,780.00 |
| Total billed by university: | $104,711.42 | $98,141.26 | $97,466.36 | $96,159.00 |
| Other required costs: | D1 | D2 | D3 | |
| Scrubs | $ 450.00 | $450.00 | $450.00 | $450.00 |
| National Board Exams | $845.00 | |||
| Professional Licensing exam | $3,550.00 | |||
| Budget for replacement items ( 3rd & 4th) | $2,500.00 | $2,500.00 | ||
| Loupes | $ 1,300.00 | |||
| Laptop Computer- required (estimate) | $ 2,200.00 | |||
| Books and supplies allowance | $2,142.00 | $2,142.00 | $2,142.00 | $2,142.00 |
| Allowance for loan fees estimate | $ 3,234.00 | $3,234.00 | $3,234.00 | $3,234.00 |
| Living Expense allowance estimate | $ 21,812.00 | $ 21,812.00 | $ 26,944.00 | $ 26,944.00 |
| Sub-Total Other: | $30,688.00 | $27,638.00 | $35,270.00 | $39,665.00 |
| TOTAL COST OF ATTENDANCE | $135,399.42 | $125,779.26 | $132,736.36 | $135,824.00 |
| Cred hrs | $44.00 | $41.00 | ||
| Cost per credit hr for books | $66.00 | $66.00 | ||
| $2,904.00 | $2,706.00 |
Resources for International Students:
Federal financial aid is available only to students who are citizens or permanent residents of the United States. Listed below is a partial list of alternative funding for international students.
Scholarships
Scholarships offered by Case Western Reserve University School of Dentistry are based upon academic merit. International students with excellent credentials (as determined by the scholarship committee's assessment of the student's academic credentials, including DAT scores and GPA) may be eligible for consideration. The scholarship committee makes the determinations of these awards. These funds are very limited, with only 7 to 10 awards made each year.
Other scholarship and loan resources may be available. Additional resources include American Student Dental Association (ASDA) www.asdanet.org and American Dental Education Association (www.adea.org)
Loans
Canadian students may be eligible for loans through their province or a line of credit through their Canadian lending institution.
International students who have a credit worthy co-borrower may apply for a private educational loan.
A wide variety of private educational loans can be found using FASTChoice, an online private loan counseling and selection tool.
Listed lenders are selected by an annual RFI that looks at areas such as customer service, financial stability and loan terms. Many programs are designed for specific types of borrowers, and they comprise various loan terms and underwriting guidelines. Private loans are unsubsidized and can be denied due to adverse credit.
Resources for US Citizens and Permanent Residents:
Financial Assistance for US citizens and permanent residents consists of some scholarship assistance, but mostly student loans administered by the federal government. Student loans are obligations that must be repaid.
Scholarships
- School of Dental Medicine Alumni Scholarships The School of Dental Medicine, with the support of the Alumni Association, awards a number of four-year partial tuition scholarships to entering students of outstanding achievement and potential.
- Bonacker Warburton Scholarship : Available to students who are residents of Stark or Summit counties (Ohio) and who have financial need are eligible to receive a scholarship.
- University Financial Assistance Programs: Ukrainian Student Assistance Fund Scholarship Available to students in the Case School of Engineering, the College of Arts and Sciences, the School of Graduate Studies, and each of the professional schools, this scholarship stipulates that the applicant be a full-time student in good standing, demonstrate financial need, and normally must have at least one parent or grandparent who was born in the Ukraine. The student must be a US citizen or permanent resident and must be otherwise eligible for need-based financial assistance.
- Armed Services Scholarship Program The Army, Navy and Air Force permit selected students to be commissioned as officers in their programs. Terms and conditions of each branch scholarship program are available from the Health Professions recruiter for the specific branch of service.
- National Health Service Corps The National Health Service Corps offers scholarship benefits to recipients including tuition, fees, and a stipend. Participants are obligated for a full year of service for each year of benefits, with a minimum obligation of two years. Further information is available through the School of Dental Medicine.
- Other It is suggested that applicants check with their state and local dental societies. Additional resources include American Student Dental Association (ASDA) www.asdanet.org and American Dental Education Association (www.adea.org)
Federal Student Loans
Financial aid at CWRU School of Dental Medicine consists of loans that are administered by the federal government of the United States. The first eligibility requirement is that one must be a U.S. citizen or an eligible non-citizen (i.e. permanent resident of the US). The second eligibility requirement is that of demonstrated need. To establish this, we require that all students submit a Free Application for Federal Student Aid (FAFSA) along with our application for financial aid.
Please note that while students enrolled in a graduate/professional field of study are considered to be independent, this only applies to the Department of Education, which governs the Stafford programs, including the Direct Loan Program. Students who apply for other assistance, such as a Health Professions Student Loan (HPSL) or school-based aid, must supply parental information on the FAFSA and provide a copy of their parent's current federal income tax forms.
Loan / Federal Direct Loan Program
For the Direct Unsubsidized Loans, graduate or professional students may borrow funds each year through this program. Loans for periods of enrollment after July 1, 2012 are unsubsidized (non-need-based). The interest rate of these loans vary each year. For loans issued for 2024-2025 it is 8.08% The maximum unsubsidized loan available to most graduate and professional students is $40,500 per year. Students enrolled at the School of Medicine or Dentistry may be eligible to borrow up to this limit in unsubsidized funds.
There is additional assistance through the Direct Graduate Plus Loan program. For the 2024-2025 school year, the interest rate is 9.08%. Students must pass a credit check in order to qualify. The amount available is equal to the total cost of attendance minus all other aid.
Students must complete the Federal Application for Student Aid (FAFSA) as well as our application to be considered for a Ford Federal Direct Loan. Students interested in a Federal Direct Loan must complete a FAFSA and a Federal Direct Loan application to have their eligibility determined. Repayment of these loans begins six months after graduation or after a student withdraws or drops below half-time enrollment, as determined by the school.
Health Professions Student Loan (HPSL) Program (available only for Medicine and Dentistry Students)
The Health Profession Student Loan Program is offered to select students pursuing programs in medicine and dentistry. Eligibility for these loans is based on a financial need assessment of the student and the student's parent(s). Repayment of the HPSL loan is deferred until 12 months after cessation of full-time enrollment, with additional options for residency/fellowship periods. More information on student loans can be found here: https://case.edu/financialaid/resources/loans