Plan A


Retirement Plan A is provided for all faculty (as defined by title in the university Faculty Handbook) and key administrative staff (defined within the plan as staff employees in university compensation program pay grades 18 and above). Further details are provided in the Plan A document.

Participants must be age 21 or older and are eligible after one year of service with Case Western Reserve University or upon employment with at least one year's work experience in a benefits-eligible position in a college, university or research institution. Certain exclusions apply to waive the Plan A waiting period. Newly appointed visiting faculty and full-time lecturers cannot waive the waiting period—contact Benefits Administration for details.

Case Western Reserve makes a pretax contribution to a qualified investment account with one of two investment carriers, TIAA or Vanguard. Effective July 1 of each year, the university contributes monthly payments.

Case Western Reserve's contribution is equal to 8 percent of salary up to one half of the Social Security taxable wage base (SSTWB) and 12 percent of salary above one half of the SSTWB, up to the Internal Revenue Service (IRS) maximum annual salary. For the 2019-20 fiscal year, one-half of the SSTWB was $66,450. As of July 1, 2020, one-half of the SSTWB is $68,850.

Employees are responsible for choosing which funds will be used for the Plan A contribution. Retirement contributions may be distributed to different funds within your Plan A account.

Supplemental Retirement Accounts (SRA)

Through an SRA, you can establish pretax and/or after-tax Roth contributions through monthly payroll deduction. These contributions may be established by visiting the Benefits Office on the second floor of Crawford Hall and completing a Plan A Salary Reduction Agreement Form.

The same funds available through TIAA and Vanguard for investment of Plan A Retirement contribution are also available for SRA investments. SRA contributions for 2020 are limited by IRS maximum contribution allowance of $19,500 with an extra (catch-up) allowance of $6,500 for those over 50 years of age.