Health and Welfare Insurance

Title: Health and Welfare Insurance
Approved by
Date Approved:
Effective Date: 01/01/2006 
Responsible Official
Responsible University Office
Revision History
Related Legislation and University Policies
Review Period: 5 years
Date of Last Review
Relates to: eligible faculty, executive staff, senior staff, and staff employees
Exclusions: temporary and student employees

Policy Statement

The university is committed to making comprehensive health and welfare coverage available to all eligible employees, as shown below, through a flexible benefits package, called Benelect. The goal of Benelect is to offer employees a choice in how they elect to provide for their personal and family's welfare and financial protection. In addition, this type of program also provides:

  • A competitive plan for recruiting and retaining employees
  • Tax advantages allowable by law
  • Consumer awareness of the cost of health and welfare protection.

Benelect offers comprehensive options on a pre-tax basis, including diverse group health insurance plans, dental insurance, life insurance, salary protection in the event of a disability, and other programs that are competitive and relevant to employees. Each option has an associated cost which employees pay on a pre-tax basis through payroll reduction.

To help ensure that the Benelect Plan satisfies the employee's changing needs, the employee may select new plan options on an annual basis. During the year, the only plan changes allowable will be those related to a change of work status or family situation.

FACULTY Yes If appointment is classified as half-time not available
STAFF Yes If working half-time or more per week not available
STUDENT not available not available not available, see Student Insurance Allowance


Policy Administration: Benefits office

Reference: Benefits brochures, summary plan descriptions, Employee Records - Change in Personal Information Procedure