Short-Term Disability Coverage
Exempt and Non-exempt Staff (Salary Grade 17 and below)
Short-term disability coverage provides you and your family with financial protection if you are temporarily unable to work as the result of a sickness or non-work related injury. The university pays for this coverage—there is no cost to you!
Staff are eligible after 90 days of service. After 14 days of disability, short-term disability pays 50 percent of salary up to a maximum of $400 per week. The benefit covers up to 26 weeks of disability.
Long-Term Disability Coverage
All Benefits Eligible Employees
Long-term disability coverage provides you and your family with important financial protection if you are ever disabled. The university pays for this coverage there is no cost to you.
You receive 60 percent of your pay, minus any primary Social Security payments, workers' compensation and other group long-term disability benefits you receive while you are disabled for longer than 180 days. The maximum monthly benefit is $6,000; the minimum monthly benefit is $100.
- View the Disability Insurance Certificate of Coverage - Faculty, Key Administration and Senior Staff.
- View the Disability Insurance Certificate of Coverage - Exempt and Non-exempt Staff.
Long-term disability payments continue until:
- your disability ends,
- you begin working,
- your retirement or
- your death
If you became disabled at age 60 or later, your benefit period changes based on the following table.
|Age at Disability||Maximum Benefit Period|
|Less than age 60||To age 65 (but not less than 60 months)|
Long-term disability coverage is in addition to the university's income protection plan, which allows staff members to draw from their balance up to a maximum of 26 weeks within any twelve month time period for personal medical leave, depending on your accrued balance. Long-term disability benefits are subject to other sources of income and are taxable when paid to you.
Workers' Compensation is a federally and state mandated program that gives employees medical and wage replacement benefits for injuries or occupational illnesses sustained because of their job. Any Case Western Reserve employee working on behalf of the university is eligible for workers' compensation.
Employees seeking workers' compensation should contact their supervisor and complete the Occupational Injury/Illness Report.